Ratings of Home Insurance Companies

By DMK Real Estate, Fairfield County, Ct.

When considering home insurance companies best to look at the survey ratings done by Consumer Report and J.D.Power that were published in May 2014 and September 2014. The reports are based on responses from home owner and overall satisfaction.

Both reports and ratings have Amica Insurance, USAA, Auto-Owners and Erie in the top ratings. To see how the customer satisfaction index was determined please visit each article.

Bundling your auto and home insurance package together under one insurer can save you up to 15% with some companies. Insurance companies are using more and more now your credit score to help determine rates, the higher your credit score (that is good) the lower rates you could get. Click here for 10 more tips on lowering your homeowners insurance.

Many insurance companies have been increasing their deductibles on severe weather events or all together not providing coverage in certain regions. As well in the past few years homeowners have seen an increase of 5 to 10 percent annually.

If you are at an impasse with your claim you can hire a public adjuster who will negotiate with the insurance company for you usually at around a ten percent fee of your payout. To find a public adjuster go to the National Association of Public Insurance Adjusters and click on the link "find an adjuster", look for one with experience, good reviews and your state license if needed.

Many states like Connecticut have Insurance Departments that provide valuable information, links and tips for homeowners. If your state does not then you next best bet is to find an independent local agent who can get you quotes from multiple insurers. To find an independent agent go to Independent Insurance Agents & Brokers Association.

 

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LINKS:-

http://www.consumerreports.org/cro/homeowners-insurance/buying-guide.htm

http://www.consumerreports.org/cro/magazine/2014/05/how-to-get-your-homeowners-insurance-claim-paid/index.htm

http://ratings.jdpower.com/insurance/index.htm

http://www.jdpower.com/press-releases/2014-us-household-insurance-study

 

Additional helpful links for homeowners and home buyers.

Title Insurance for Connecticut Real Estate.

Difference from Mortgage Broker & Mortgage Banker.

School Data & Record Reports.

How to Find the Best Mortgage Rates.

 

For more information about Fairfield County Real Estate contact DMK Real Estate providing full step by step assistance for Buyers, Sellers, Builders, Landlords and Tenants in Connecticut.

 

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