Mortgage Application Checklist.

Mortgage Application Checklist.

Buying a new home or simply refinancing an existing mortgage here is a checklist of the items you will need to get the job done.

Even if you are still in the previewing stage of a home purchase you will need to get ready to submit your offer and most sellers will want a mortgage pre-approval letter (not a pre-qualification letter, click here to see the difference).

 

Required Documents.

  • Last 2 years of W2s and 1040s including all schedules
  • If self-employed, last two years of tax returns and year-to-date profit & loss statement
  • Past 30 days computerized pay stubs, to include year-to-date earnings
  • 2 months current bank and asset account statements including all pages (no screen prints)
  • Drivers license or State ID card
  • Purchase Agreement if applicable
  • Copy of cancelled earnest money check
  • Listing agent name and phone number
  • Selling agent name and phone number
  • Sellers attorney name and phone number
  • Buyers attorney name and phone number

 

If Applicable.

  • Condominium Declarations Bylaws and Budgets
  • Copy of gift check and signed gift letter

 

If you own additional real estate, provide the following documentation for each property.

  • Copy of current mortgage statements
  • Copy of tax bills
  • Copy of lease
  • Copy of homeowners Insurance bill and agent contact information

 

For more information on Home Trends in Fairfield County, Connecticut contact DMK Real Estate.

DMK providing step by step real estate assistance for buyers, sellers, builders, landlords and tenants.

Sellers ~ let DMK walk you through the process of selling your home. As a Sellers Representative Specialist (SRS) DMK has gone the extra step with additional training from the National Association of Realtors® (NAR). As a Realtor® it is important to understand both sides of the transaction to provide the best service and advice to our clients.

Buyers ~ DMK will assist buyers step by step in the process of buying a home. Currently an applicant for the Accredited Buyers Representative (ABR) designation by the National Association of Realtors (NAR) that involves additional education and training to Realtors® who specialize in working with buyers


Builders ~ with over twenty-five years hands on experience and knowledge in residential construction, home improvements and remodeling we can effectively assist builders sell their project in a timely and profitable manner. DMK specializes in energy efficient and green homes and is a designated GREEN Realtor by NAR and an accredited LEED AP Homes by USGBC.

Landlords & Tenants ~ with over twenty years of experience in investment properties and property management DMK understand how important a good relationship is along with finding the right fit makes all the difference. Investors looking for a rental property contact DMK Real Estate for experience, knowledge and property management advice.

 

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